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HMO Licence Application Help · Tower Hamlets

Applying for an HMO licence in Tower Hamlets?

First-time HMO landlord, or just unsure where to start? Tower Hamlets is one of London's most active enforcers — operating Mandatory, Additional and Selective schemes simultaneously. The council moves fast when it finds unlicensed properties, with civil penalties and prosecutions in the headlines regularly. We'll inspect your property before you apply, tell you exactly what needs fixing, and (if you'd like) submit the licence application for you. Inspections from £199, licence applications from £295. No jargon, no surprises.

Not sure if your Tower Hamlets property needs a licence? Probably yes — and the council enforces hard.Tower Hamlets has three schemes running at the same time: Mandatory (5+ sharers), Additional (3 or 4 sharers borough-wide), and Selective (single-family lets in designated wards). The council is one of London's most active enforcers — civil penalties up to £40,000 per offence and Rent Repayment Orders up to 24 months. Get your licence in order before they find you.

Step 1 · Find Your Licence Type

Which Tower Hamlets Licence Applies to You?

Tower Hamlets has three HMO licensing schemes running at the same time. Which one applies depends on how many people live in the property and where it sits in the borough. The table below explains each in plain English. Not sure where you fit? Send us the address and number of occupants on WhatsApp — we'll tell you in 5 minutes.

Mandatory

Larger HMOs
In force — borough-wide · 3-year licence

Required where 5 or more people from 2+ households share. Tower Hamlets is one of the few London councils that issues mandatory licences for 3 years rather than 5. Per-room fee structure.

£781.50 + £54.50 per habitable room

Additional

Smaller HMOs
In force borough-wide (excluding selective ward area)

Required for any HMO of 3 or more occupants from 2+ households. Includes purpose-built blocks of 5+ tenants in 3+ self-contained flats, and Section 257 converted blocks where less than 2/3 are owner-occupied.

Check current 2026/27 fee

Selective

Single household
Ended 30 Sept 2026 — no current scheme

The 2021–2026 scheme covered single-family and two-sharer lets in 4 wards. It ended on 30 September 2026 and there is currently no selective licensing in Tower Hamlets. Existing licences stay valid until they expire. The council is reviewing options for a future scheme.

From £747 (online application)

New 2026/27 fees were approved by the Mayor in Cabinet on 7 January 2026 and 28 January 2026, and adopted by Full Council on 25 February 2026. They apply to all applications received from 1 April 2026. If a portal-collected fee is short of the published 2026/27 amount, the council will request the balance and your application won't progress until the correct Part A fee is received in full. Fees are paid in two parts (Part A on application, Part B before licence issue) — paying the full amount upfront avoids the £47.50 instalment surcharge.

Tower Hamlets' Licensing Landscape

Established Regime, Aggressive Enforcement.

Tower Hamlets has been actively licensing privately rented properties since 2019. The combination of dense Victorian and Edwardian terraces, an Article 4 Direction restricting C3-to-C4 conversions, and an experienced enforcement team makes Tower Hamlets one of London's highest-risk boroughs for unlicensed operation.

Licensed Properties (Aug 2025)
641 mandatory · 4,421 additional · 6,357 selective licences on the public register. The council estimates significant numbers of unlicensed properties remain.
Enforcement Track Record
Tower Hamlets has helped tenants secure over £1.3 million in Rent Repayment Orders since the schemes began. Recent £31,000 RRO at a Bethnal Green property (March 2026 ruling).
Article 4 Direction
Borough-wide Article 4 removes permitted development rights for C3 to C4 (small HMO) conversions, plus Class E (commercial) to C3 residential conversions. You need both planning AND a licence.
Penalty Exposure
Civil penalties up to £40,000 per offence, criminal prosecution with unlimited fine, banning orders, and Rent Repayment Orders of up to 24 months under the Renters' Rights Act 2025 (live since 1 May 2026).
4 Wards Covered by the Previous Selective Scheme (2021–2026)
Spitalfields & Banglatown · Stepney Green · Weavers · Whitechapel. The scheme uses pre-22 May 2014 ward boundaries — if your property is near a ward edge, verify against the council's postcode checker. The scheme ended on 30 September 2026. Licences already granted remain valid until they expire.
Our Services

How We De-Risk Your Application.

Tower Hamlets' housing licensing team is one of the most experienced in London. The recent tribunal cases show how Rent Repayment Orders are being secured even where landlords belatedly applied for licences. The cost of an independent inspection beforehand is significantly lower than an RRO that recovers up to 12 months of rent from you.

Pre-Application Inspection
From £199

On-site inspection by an EHO. Full report against Tower Hamlets' licence conditions and the council's published amenity and room size standards. You get a prioritised action list, not a generic checklist.

Tower Hamlets Licence Application
From £295

We complete and submit your Mandatory, Additional or Selective licence application via the council's online portal. Includes plan annotation, document collation and direct liaison with housinglicensing@towerhamlets.gov.uk.

What We Inspect in Tower Hamlets

Common Tower Hamlets HMO Setups.

Tower Hamlets' housing stock spans some of London's densest Victorian terrace neighbourhoods, post-war estates and Canary Wharf high-rises. The licence conditions are uniform but typical findings vary heavily by area.

Whitechapel & SpitalfieldsE1 · Selective wards · Conservation

Dense Georgian and Victorian terraces, many in conservation areas. Common findings: original sash windows with inadequate ventilation for HMO occupancy, listed-building constraints affecting fire door upgrades, single-staircase escape routes, and converted upper-floor flats above retail with fire separation issues.

Bethnal Green & BowE2 · E3

High-density Victorian terraces, the largest concentration of small HMOs in the borough. Typical issues: bedrooms below the Tower Hamlets minimum space standard, kitchen/bathroom amenity ratios inadequate for occupancy, and Article 4 violations where C3 properties have been converted to C4 without planning consent.

Stepney GreenE1 · Selective ward

Mix of Victorian terraces and 1960s-70s estate stock. Single-family lets here need a selective licence. Common findings: damp and mould management gaps (now actionable under Awaab's Law from May 2026), older boilers without recent service records, EICRs that lapsed mid-tenancy.

Mile End & PoplarE1 · E14

Mix of older terraces and post-war blocks, often let to professional sharers and student households. Issues are frequently around Section 257 status — converted blocks of flats where less than two-thirds are owner-occupied need an additional licence per building, not per flat.

Canary Wharf & Isle of DogsE14

Newer purpose-built apartments — often let by buy-to-let investors. Issues are usually documentation-focused: shared utilities arrangements, accurate occupancy declarations in newer blocks, and management agreements where a separate agent handles the day-to-day. Block-level questions about Section 257 status often arise here.

Tower Hamlets FAQ

Questions Tower Hamlets Landlords Are Asking.

Why are Tower Hamlets mandatory HMO licences only valid for 3 years?

Tower Hamlets is one of the few London councils that issues mandatory HMO licences for 3 years rather than the 5-year standard. The council's stated rationale is enabling more frequent reassessment of property condition and management. It means renewals come around faster and you should diary the expiry date carefully — letting an in-scope property without a current mandatory licence is unlicensed operation regardless of how recently the previous licence lapsed.

How does Tower Hamlets calculate the mandatory HMO licence fee?

Tower Hamlets charges £781.50 for the online application plus £54.50 per habitable room (bedrooms plus living/dining rooms). A 5-bedroom shared house with no communal living room comes to about £1,054. There is an extra £47.50 if you want to pay in two instalments — paying upfront is cheaper. New 2026/27 fees took effect on 1 April 2026, so check the current published fee before you submit.

Which 4 wards are in Tower Hamlets' selective licensing scheme?

Spitalfields & Banglatown, Stepney Green, Weavers, and Whitechapel — based on the council ward boundaries that existed pre-22 May 2014. The selective scheme started on 1 October 2021 and runs for 5 years. If you let to a single family or two unrelated sharers in any of these areas you need a selective licence, regardless of how many tenants there are.

Is selective licensing still running in Tower Hamlets?

No. The selective scheme ran from 1 October 2021 to 30 September 2026 and has now ended, with no replacement in force yet. Existing selective licences stay valid until they expire. The council is reviewing options for a future scheme, so watch for a consultation. Mandatory and additional HMO licensing still apply.

What's Tower Hamlets' track record on enforcement?

Tower Hamlets has one of London's most active enforcement teams. The council has helped tenants secure over £1.3 million in Rent Repayment Orders since the licensing schemes began. A recent First-tier Tribunal ruling in March 2026 ordered a Bethnal Green landlord to repay £31,000 to five tenants for operating an unlicensed HMO. Civil penalties of up to £40,000 per offence apply, plus criminal prosecution and unlimited fines.

Do you work with letting agents managing Tower Hamlets HMOs?

Yes — we work with letting agents and managing agents handling HMO portfolios. If you'd value an independent third-party compliance check rather than relying on your team's own walkthrough, get in touch about volume arrangements.

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